Buy to Let Mortgages
Buy to Let mortgages are available via the FCA regulated partner companies on our panel.
In Summary:
- Solutions to purchase or remortgage a buy to let property, or a buy to let portfolio, up to 80% LTV.
- Loans from £25K, no upper limit, allowing applications from small investors through to owners of large portfolios.
- Applications from first time landlords welcome.
- Clients with adverse credit and/or arrears considered.
- Interest only and Capital and Interest buy to let mortgages considered.
- New build, HMOs, multi unit freehold blocks, mixed use portfolios considered.
- Specialist social housing lending product available. Single residential units (including where part of a semi-commercial property), HMOs up to 10 occupants, multi unit freehold blocks up to 10 units, all acceptable for security. Loans from £50K to £5m available.
- Specialist lending product available for buy to let properties with cladding with an inadequate EWS1 rating. If there is evidence of planned work through a government backed remediation scheme or a developer funded programme, or the EWS1 rating is A3 or B2, lending is potentially available up to 50% of the property's "cladding issue free" open market value. Otherwise lending is potentially available up to 50% of the property's cash value.